Dental Financing Options

Flexible monthly payment options.

We take pride in delivering the finest dental care while keeping the costs to our patients as reasonable as possible, as such, our policy is that payment (or financing) is due at the time service is rendered unless other arrangements have previously been made.

Payment Methods

For your convenience we accept the following payment methods: cash, check, Visa, Discover, MasterCard, and American Express. We also offer in-house payment plans and affordable dental financing plans through Sunbit, CareCredit, Alphaeon, and LendingClub.

Visa Discover MasterCard American Express Sunbit CareCredit LendingClub Alphaeon

Affordable Payment Plans

Understanding that every patient’s financial situation is unique, Dentcare Now offers in-house payment plans with 100% approvals up to $500—no credit check required. This option is designed to make dental care immediately accessible, ensuring that financial limitations do not prevent you from receiving the care you need.

Sunbit®

Pay-over-time.

Sunbit Sunbit technology allows you to pay for your purchase over time choosing from a 3, 6, or 12-month loan option instead of all once.

Sunbit technology enables merchants to provide access to fast, fair, easy financing available to consumers across the credit spectrum. While credit is subject to approval by the lender, approval rates are high, likely among the highest in the industry.

  • Down payment required
  • APR ranges from 0% to 35.99% (Rates & Terms)
  • Different APR ranges apply for NY, MD, MA and CO residents
  • No application, origination, account opening or pre-payment penalty fees
  • Must be 18 + years of age
  • Financing offered is made by Transportation Alliance Bank, Inc. dba TAB Bank
  • Financing is subject to approval, based on creditworthiness, state of residence, your prior history with the products offered using Sunbit technology and merchant location

Sunbit FAQ

Sunbit technology allows you to choose from a variety of payment plan options to pay for your purchase over time instead of all at once.

Yes, the account, balance, and all payment history is reported.

When applying, Sunbit performs a soft credit check, which helps them determine if you are eligible. A soft credit check does not impact your credit score. Your credit score may be affected when accepting a loan to complete a purchase or opening an account.

Yes, you are required to make a down payment when you are finalizing your purchase. This down payment goes toward your total purchase amount. If you apply and are pre-approved, you’ll be able to see the exact down payment amount for your purchase.

A down payment is always required. We’ll process the down payment right after you execute your loan agreement and confirm your loan.

Every time you finance a purchase using Sunbit technology, you enter into a new loan agreement with your lender. You may have several loans at a time, but they will all be separate contracts with their own monthly payments. These cannot be combined. If you want to make a new purchase using Sunbit technology, you will need to re-apply.